Definition: Illinois Health Insurance, also known as Medicaid or LEAP (Learning, Education, Access to Programs for People with Limited Income), is a healthcare program in Illinois that provides universal access to basic healthcare services to low-income individuals and families, regardless of their income level.
Here's a detailed explanation of the term:
-
Illinois Health Insurance
: This is the state-sponsored health insurance program in which residents of Illinois can access comprehensive coverage through different levels such as Medicaid (also known as LEAP) or State Children’s Health Insurance Program. It helps individuals and families with low incomes to afford healthcare services without having to pay out-of-pocket costs, ensuring they receive basic health care.
-
Illinois Child Health Insurance
: This is a state program provided by the Department of Human Resources that offers coverage for eligible children under 21 years old in Illinois, regardless of their income level. It's designed to ensure parents with low incomes can afford healthcare services without having to pay out-of-pocket costs.
-
Medicaid (LEAP):
Medicaid (Leahy Children’s Insurance Program) is a state-sponsored health insurance program that provides coverage for eligible children between the ages of 18 and 65 years old in Illinois. It's designed to help low-income families with children access healthcare services, regardless of their income level.
-
State Children’s Health Insurance Program (SCHIP):
This program offers financial assistance to low-income individuals aged 6 through 24 who are enrolled in public or private health insurance plans for themselves and eligible family members. It is a part of LEAP and provides universal coverage to Illinois residents.
In summary, Medicaid in Illinois provides comprehensive healthcare coverage for low-income families and children, regardless of their income level.